Guarantees
You can choose the certainty of a fixed interest rate that is annually declared and subject to minimum guarantees. Your annuity also has a Minimum Guaranteed Value.
Growth Potential
You also have the choice of interest based on the performance of an external market Index.
Tax Deferral
Save more for retirement with tax deferred growth. SILAC annuities allow you to keep more of your retirement savings working for you by deferring taxes until you choose to access the funds in your annuity.
Protection of Principal
Your savings are always protected from market fluctuations and are 100%
principal protected. There is no direct downside market risk to your funds.
Access to Funds
Multiple liquidity options are available to help you when life throws a curveball. After the withdrawal charge
period, you can always access the full account value of your annuity.
Wealth Transfer
Leave a legacy for your loved ones and avoid probate. The full account value is available after your death. If your spouse is the beneficiary, then he or she can always choose to continue
the policy.
